In 2006, Carter started Community Business Bank. By focusing on business fundamentals and conservative economic principles, he kept the bank profitable through the Great Recession before selling it in 2015. He's since become North Atlanta Market President for Affinity Bank and is a founding member of Dime Capital.

Carter has served his community and Forsyth County on numerous boards and organizations for over 30 years - including Sawnee Community Center, Northside Hospital Foundation, United Way of Forsyth County, GNFCC, Forsyth County Chamber, The Place of Forsyth, Peachtree Parkway Improvement District and Pups with a Purpose.

He is a graduate of Leadership Forsyth and Leadership North Fulton, a founding member and Past President of the Rotary Club of Lanier Forsyth, Co-chair of Envision 2030 and has been recognized by the Forsyth County News as a "Man of Forsyth" as well as receiving the Chamber Chairman's Award twice and Paramount Achievement Award.

Carter has also been recognized by the Georgia House of Representatives for contributions and service to Forsyth County.

Carter and Jamie live in Cumming, GA where their daughters graduated from West Forsyth High School. They attend North Point Community Church.